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​REQUIRED DOCUMENTS - At the time of application submittal, the following documents must be provided:  
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  • Copy of valid Drivers' License or State Identification for ALL adult household members 
  • Copy of U.S. Birth Certificates or valid U.S. Passport or Naturalization Certificate for all household members.  For all Non-U.S. Citizen household members provide a copy of a valid Permanent Resident Card 
  • Copy of current Verification of Employment (VOE) completed and signed by employer within 30 days of submission of application (Preferred) (OR) copy of most recent 30 days of paycheck stub for ALL working adult household members  
     
  • Copy of most recent Social Security, Retirement and/or Disability Award Letter for ALL household members 
  • If an adult student is employed – copy of current class schedule 
  • If unemployed, a copy of unemployment benefits statement (OR) a completed Unemployment Affidavit for ALL household members 
  • Wage Earner Statement from Social Security Administration for ALL unemployed adult household members 
  • If self-employed provide a completed YTD Profit and Loss (P & L) Statement for ALL adult household members AND most recent tax returns (signed and dated) as submitted to the IRS  (OR) current 1099 Income earner AND most recent tax returns (signed and dated) as submitted to the IRS 
  • Court ordered child support documentation (OR) verification of child support via bank statement or prepaid card
     
  • Copy of ALL appropriate legal documentation for adoption, divorce, battered spouse & restraining order 
  • Completed Verification of Deposit (VOD) (Preferred) for ALL current accounts (checking, savings, CD, stocks, bonds, Investment, Revocable Trust) for all adult household members (OR) copy of most recent bank statements 
  • Most recent tax returns (signed and dated) as submitted to the IRS and W2s/1099s (Mark out the first five digits of your social security number before submitting)
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  • Copies of ALL mortgages and warranty deeds
     
  • Copy of Homeowners Insurance (Declaration Page Only)